The Return of 100% LTV: What Are the Risks?
Mortgages that offer 100% of a property’s value have received a bad press over the years, mainly because they are perceived as risky. 100% mortgages have a...
Why Self-build is Becoming More Affordable
There is a misconception that building your own home will be costly, but in many cases it is cheaper to build your own home than buy an existing one. Buildin...
Questionnaire: Should I Save or Pay Off Mortgage?
If you have recently come into money or received a bonus from work you might want to think about paying of a proportion of your mortgage with the funds. Payi...
Why Home Affordability is at a Ten-year High
In some respects mortgage rates have never been cheaper, yet getting on the housing ladder for many has never been tougher. A cocktail of low interest rates...
Finding an Affordable Mortgage When Disabled
For the many hundreds of thousands of people who are disabled in the UK, obtaining a mortgage can be a difficult task. The biggest hurdle many disabled peopl...
Are Housebuilders Offering Better First-time Buyer Deals?
The demand from first-time buyers for mortgages is not being met by lenders because they don’t have an appetite to offer deals that only require a small de...
Finding an Affordable Mortgage When in the Armed Forces
The armed forces play a vital role when it comes to protecting the interests of the UK both at home and abroad, but unfortunately not all mortgage lenders ta...
Can I Have an Affordable Green Home?
The environment and energy saving issues are high on the government’s agenda at present and it is looking for ways to entice people into making their homes...
Questionnaire: Should I Increase the Share in My Property?
An added bonus of buying a shared ownership property is that you can increase the share you own further down the line, also known as staircasing. There is no...
What Are My Responsibilities Under Shared Ownership
You may own half or a large share of a property under shared ownership, but you will still have responsibilities when it comes to the maintenance of the prop...