Questionnaires...
Below are our articles on the subject of Questionnaires. If you can't see what you are looking for our other categories are displayed on the left under 'Our Quick Links'...
A Landlord's Rights
This article looks at the rights of a Landlord when he or she allows you to rent a property; also this article looks at some of the reasons why a landlord may ask a tenant to vacate their property...
Adverse Credit: Can I Get a Mortgage?
Unfortunately, the economic crisis means those people with adverse credit will seriously struggle to get a mortgage...
Affordability Calculators
With the traditional method of lending sometimes deemed too rigid lenders have developed affordability calculators to see what a borrower really can afford and help them to get on the property ladder,...
Affordable Homes in London
Along with the government’s existing affordable housing schemes there have also been a number of schemes created for key workers living in the capital, this articles explores them....
Affordable Homes in South East
A look at what is being done to solve the problem of affordable housing in the South East and why it can be hard to find an affordable home....
Affordable Homes in South West
Finding an affordable home in the South West of England can be a challenging task, this article looks at some of the problems in the South West....
Affordable Homes in the Midlands
The Midlands is on the government’s radar as an area poised for housing growth in the next few years, this article looks at what work is underway in the Midlands....
Affordable Homes in the North of England
The North of England may enjoy lower property prices but that doesn't mean there is not demand for affordable housing, this article looks at what is being done to help....
Applying for the Government's Mortgage Scheme: A Case Study
Whether you are trying to find a mortgage or have an existing one, there are an array of government mortgage schemes that could help you out....
Are Housebuilders Offering Better First-time Buyer Deals?
High street lenders have almost shut up shop when it comes to offering first-time buyer mortgages, which is why house builders have stepped in....
Are You Classed as a Key Worker?
The government’s definition of who is classed as a key worker is quite broad, this article looks at just who is and isn’t classed as a key worker....
Building Affordable Homes on Brown Field Sites
This article looks at Brownfield sites and how they can be used to build new affordable homes; it also looks at how Brownfield sites are surveyed and checked for safety and stability...
Buying a Home at Auction
This article looks at why homes are auctioned off and how best to go about bidding for a property at auction...
Buying a Home with 100% Mortgage
This article looks at one hundred per cent mortgages and examines under what circumstances you may need one...
Buying Your Council House
This article looks at how a council house tenant can qualify to buy their council house and also the right to buy scheme that allows council tenants to purchase their own homes...
Can I Have an Affordable Green Home?
Finding a home that is both green and affordable can be challenging, but not impossible....
Can I Lower My Mortgage Payments?
With unpredictable interest rates and rising unemployment, more people are finding it harder to pay their mortgage....
Can My Mortgage Lender Change My SVR?
Most lenders’ Standard Variable Rate will track the Bank of England’s base rate, but there are instances when this is not the case....
Effect of a Recession on Mortgage Repayments
Recession can hit everyone hard especially home owners; we examine how you as a home owner can safeguard yourself against financial hardship during a recession...
Endowment Mortgages
This article looks at the use of endowment policies and discusses how their values can increase and decrease depending on the investments made with them....
Features That Add Value to Your Home
Adding value to the property of your house doesn’t have to be hard, here are some ways to boost your property’s value....
Fees and Charges When Buying a Home
This article looks at the fees and charges that can be incurred when buying a home and examines how these fees and charges are arrived at...
Finding an Affordable Mortgage When Disabled
Recent restrictions placed on the mortgage market have made the dream of homeownership even further out of reach for those with disabilities....
Finding an Affordable Mortgage When in the Armed Forces
Members of the armed forces are often forced to move around the world because of their job, which can make finding an affordable mortgage hard to do....
First Time Buyers' Options
This article looks at ways in which the first time buyer can make their way onto the property ladder...
Foreclosure on a Mortgage
This article looks at foreclosure and what happens if your mortgage lender decides to foreclose on your home. It also looks at what you can do to prevent your mortgage lender from foreclosing on your...
Getting a Deposit Together
When buying property you will need a mortgage but also need to raise a deposit...
Getting a Mortgage With a Bad Credit History
This article looks at the problems faced when trying to get a mortgage with a bad credit history and explores the options open to you in trying to get a mortgage when most lenders will turn you away...
Government's First Time Buyers Initiative
A look at what the government's first time buyers initiative is, who can qualify and how it can help you get your foot on the property ladder....
Housing Association Properties
This article looks at Housing Association Properties and compares Housing Associations to local councils when it comes to renting a property....
How do I go about Renting?
When deciding on a rent for your property you should always research the local market...
How Do You Apply for the Government Schemes?
The government’s range of affordable housing schemes can be complicated even for mortgage brokers, this looks at where a mortgage broker should get information on the schemes....
How I Found Low Income Housing: A Case Study
Low income housing is the secret weapon many low income households use to buy a property, this article looks at how one couple found low income housing....
How I Got a Key Worker Mortgage: A Case Study
Key worker mortgages are a great tool in helping key workers get on the property ladder, this article looks at how to find one....
How is Government Improving the Housing Situation?
The Government is aware of the housing crisis and is doing what it can to relieve the problem...
How Mortgage Deals Differ Between Regions
Affording a mortgage is never easy, but there are some areas of England where it is cheaper than others....
How the Credit Crunch Affects First Time Buyers
A look at how the credit crunch can hinder and help first-time buyers looking for a mortgage at the moment....
I Applied for Shared Ownership: A Case Study
Shared ownership doesn't just mean sharing property with the government, it can also mean sharing with friends; this article looks at Jake’s experience of applying for a shared equity scheme....
I Bought an Ex Council House: A Case Study
There is a lot of stigma attached to buying an ex-council house, but ex-council houses are often bigger and cheaper properties, this article follows Janes experience of buying ex-council....
I Cut My Spending to Afford a Mortgage: A Case Study
Nobody likes to have to reign in their expenditure, but sometimes it can be essential if you want to get on the housing ladder, as Karl found out....
I Rented While Saving for a Property: A Case Study
If your heart is set on buying the idea of renting can be depressing, but in Jackie’s case it meant cheaper mortgage payments in the long-run....
Joint Mortgages for Help With Buying a Home
This article looks at Joint Mortgages and discusses the advantages and disadvantages of such products; also it looks at how best to go about applying for a joint mortgage...
Lack of Affordable Housing in the UK
The afforable housing crisis is detrimental to first-time buyers but there are some in the industry who are benefiting...
Last Year I Could Get a Mortgage, Now I Can't: A Case Study
As the mortgage becomes more restricted so does who mortgage lenders are willing to lend to which could mean you find yourself blocked from the mortgage market....
Low Income Housing
This article looks at Low Income Housing and discusses who is eligible and how to go about applying for it; we also look at how the waiting list system works...
Mortgage Guarantors
A look at what a mortgage guarantor is, who can be one, and why it having one may help a first-time buyer get their first foot on the housing ladder....
Mortgage Lender No Longer Exists, Does This Affect My Repayments?
Unfortunately just because your mortgage lender is no longer trading it does not mean you will not have to pay your mortgage, but there could be other consequences....
My Experience of First Time Buyer Initiative: A Case Study
Not everyone is eligible for the government’s First Time Buyers’ Initiative, this article follows Siobhan as she applies for the scheme....
My Parents Helped Me Buy: A Case Study
Enlisting the help of your parents is the perfect way to make buying a home more affordable, here we follow one girl’s experience of receiving parental help....
Payment Protection
This article looks at payment protection and discusses how it can be invaluable to the subscriber if he or she is out of work due to redundancy or ill health...
Planning Ahead
Buying a property is the single biggest purchase a person is likely to make and with property prices as high as they currently are planning ahead is essential....
Possession Orders
This article looks at possession orders and how they are used in cases of eviction because of anti-social behaviour or a failure to keep up repayments on rent or a mortgage...
Questionnaire: Am I Eligible for a Interest-only Mortgage?
An interest-only mortgage may be cheaper, but lenders are starting to clamp down on who they will lend to on this basis....
Questionnaire: Am I Eligible for Housing Benefit?
Housing benefit can provide a vital source of income if you are struggling to meet your rental payments....
Questionnaire: Are You Ready to Be a Co Owner?
Co-owning a property with somebody might look good on paper, but it’s a big step and you should be 100% sure, these few questions should help you decide....
Questionnaire: Do You Qualify for Government Help?
Whether you are a first-time buyer, a key worker or struggling with your mortgage payments, these questions should help you determine if you are eligible for government support....
Questionnaire: How Much Can I Afford to Borrow?
It is a good idea to try and work out how much you are able to borrow before you start searching for your ideal home, these few questions should help....
Questionnaire: I Can't Afford Insurance, Do I Need It?
Insurance is sold alongside almost every product these days, but when it comes to your home, insurance is not something that you should bypass....
Questionnaire: Should I Get a Lodger?
With the cost of living and renting constantly increasing, more people are turning to a lodger to fill a gap in their finances....
Questionnaire: Should I Go Direct to My Bank or an Advisor?
Weighing up the pros and cons of visiting a financial adviser or going direct to your lender can be tricky, these questions should help you make up your mind....
Questionnaire: Should I Increase the Share in My Property?
Increasing your share in a shared ownership property is a good way to lower your rental payments, but in turn it will also increase your mortgage payments....
Questionnaire: Should I Save or Pay Off Mortgage?
If you are lucky enough to have some extra cash one option is to put this into your mortgage and bring down your monthly payments, but this is not always the best thing to do. Take our questionnaire t...
Questionnaire: Will the New Mortgage Regulations Affect Me?
The government is planning a new wave of regulations for the mortgage market, these few questions should determine whether you will be affected by them....
Renting an Affordable Home
This article looks at renting an affordable home as opposed to buying one and details what is required of you as a tenant when you do rent a home...
Renting Out an Affordable Home
This article looks at renting out an affordable home in the light of falling property prices; and what is involved in being a private landlord...
Self-Cert Mortgages
With house prices so high borrowers want to know they have every chance available to them to get their dream home. Self-cert mortgages help those who can’t prove their income in the usual way to obtai...
Selling Your Shared Ownership Property
Selling a shared ownership property differs slightly from selling a normal property and you will need to work closely with the housing association....
Shared Ownership Homes
This article looks at Shared Ownership and how to go about buying a property as a partnership; it also looks at Right to Buy schemes for shared ownership and how to apply for a mortgage...
Should I Consider Sale-and-Rent-back?
Sale-and-rent back schemes have become increasingly popular off late, but it is not always the best choice for everyone....
Should I Go for a Discounted Mortgage Deal?
Discounted mortgages might sound like a good deal, but many come with a nasty sting in the tail so it’s important you know what you are signing up to....
Stuck With a Mortgage I Couldn't Afford: A Case Study
Many home owners face payment shocks with their mortgage when rates go up, we take a look at how one couple found government help....
The Affordable Housing Document
The Government aims to improve the affordable housing problem and has outlined its plans in the Affordable Housing Document....
The Facts: Average Age of First-time Buyers
The average age of a first-time buyer has steadily been increasing, and buying in your twenties is no longer the norm....
The Legalities of Buying an Affordable Home
This article looks at what needs to be done when buying an affordable home from a legal prospective and suggests ways in which you can make the process as smooth as possible...
The New Build Home Buy Scheme
New Build HomeBuy is one of a number of initiatives created to help struggling potential buyers although the eligibility criteria is tight....
The Open Market Home Buy Scheme
Open Market HomeBuy is just one of a number of new schemes designed to help get more people on the housing ladder. There are three products available....
The Return of 100% LTV: What Are the Risks?
For the first time since the credit crunch, 100% LTV mortgage are starting to resurface; this article explores their pros and cons....
The Right Location for a Home
Affordable homes are currently few and far between in the UK but you could still get to buy a property in the area of your choice as long as you consider the exact location....
The Right to Acquire Scheme
The Right to Acquire scheme, like the Right to Buy scheme, could mean the difference between a lifetime of renting and the chance of getting on the property ladder....
The Right to Buy Scheme
The Right to Buy scheme is just one of the initiatives from the Government to help make housing more affordable but is it right for you?...
The Social Home Buy Scheme
Social HomeBuy is one of a number of schemes devised by the Government to help potential home owners get on the property ladder....
Traditional Methods of Lending
Mortgages today come in all shapes and sizes as lenders try to help with the affordability problem, but what is the traditional form of lending?...
Using a Financial Advisor
This article looks at the role of a financial advisor in helping you find the right mortgage for your affordable home...
Ways to Help You Get a Mortgage
Not everyone who applies for a mortgage is granted one, so it is important that your finances are in as good a condition as they can be....
What are Home Buy Schemes?
There are three types of HomeBuy scheme but each has strict eligibility criteria and may only be available to a select few....
What Are My Responsibilities Under Shared Ownership
Shared ownership gives you freedom from renting and a share in your own property, but this does not mean you won’t still have some responsibilities to the housing association....
What Cuts are the Government Making to Housing Benefit?
Housing benefit has historically helped thousands rent a property in the UK, but the latest wave of government cuts now threaten this....
What if Your Home is Repossessed?
This article looks at repossession and discusses why it can come about and what can be done to stop the repossessing of your home by your mortgage provider...
What is a Home Information Pack?
This article looks at Home Information Packs (HIPs) and discusses why they are needed, what information they can provide about a property and under what circumstances they are necessary....
Where Can I Get a 10% Deposit?
Just because you don’t have a 10% deposit sitting in your bank account it does not mean you can’t look elsewhere to raise the funds....
Where is the Biggest Shortage of Affordable Housing?
Affordability is a problem all over the UK but some areas are suffering more than others...
Who Needs Affordable Housing?
Affordable housing is almost non-existent in the UK and the Government are taking note but what is it?...
Why Choose Co-Ownership?
In today's uncertain housing market overshadowed by the effects of the credit crunch we look at Co-Ownership and discuss why it is an ideal way to get onto the property ladder...
Why Home Affordability is at a Ten-year High
For many getting a foot on the housing ladder seems to be impossible, despite mortgage affordability being at a ten-year high....
Why is There a Shortage of Affordable Housing?
Affordability is a big issue for home owners, but why is there a problem?...
Why Self-build is Becoming More Affordable
The government is making self-build more accessible, which means your dream of building your own home may not be out of reach....
Will I Get Repossessed If I Can't Pay My Mortgage?
If you're struggling to meet your mortgage payments, don’t worry, you are not alone, but just because you fall behind with your payments it doesn’t mean you will get repossessed....
Will Not Needing a HIP Make My House More Affordable?
The scrapping of Home Information Packs is intended to get the housing market moving again, but it remains to be seen whether it will result in lower house prices....